There is never too much money. You can just put it in your pocket and not give anything back, right? But did you know what will happen if you don't return the money to Victor?

If you remember, at the beginning of the game, you become indebted to a ripper named Victor. You need to repay the debt as you progress in the game. The amount of money is not small, more than 20,000 Eurodollars. But should you return the debt in principle, and how will it affect the storyline? We will tell you about all the consequences of the choice in this guide.

Repaying the Debt to Victor?

If we follow the game's scenario, this debt doesn't hinder you in any way, and you can repay it even after 2 years. It's also worth noting that earning this amount of money in the game is not difficult. There are several life hacks that can help you earn money even faster.

Will anything happen if you don't repay the debt? Drum roll... attention - nothing. Absolutely nothing. Victor will continue to wait for his debt for as long as necessary. Finish the plot, continue the game - anything you want, Victor won't be a hindrance.

Option of Repaying the Debt

However, the developers recommend repaying the debt. Victor has unique equipment that no one else in the game has. If you want to fully upgrade your character, you'll have to pay the debt to Victor. Most likely, that's what the developers intended.

Remember that Victor sees you as a reliable borrower and a great friend, so don't let him down. Dedicate just 2-3 hours of your time to earn 20,000 and return them urgently. Put yourself in the borrower's shoes, would you be pleased? I don't think so.

How to Earn Money Quickly in Cyberpunk 2077

Conclusion: The game doesn't restrict you in terms of time to repay the debt or anything related to Victor. But logically, it's worth hurrying up and repaying the debt to the borrower and start shopping at his cool store.